A donation can include two kinds of fees:
Platform fee (Sharity)
A percentage Sharity takes on the gift, based on your plan (defaults; your invoice is source of truth):
Free — 3%
Spark — 1.5%
Starter and Growth — no platform fee
Stripe processing (pass-through)
What Stripe charges to move money. Typical card estimate is about 2.9% + $0.30. ACH Direct Debit is typically 0.8%, capped at $5.
Sharity does not mark up Stripe’s processing. The donor’s card or bank statement shows your organization via the statement descriptor you set in Settings → Organization.
SaaS subscription pricing (what you pay monthly for Sharity) is separate — see Plans and limits.