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ACH and large-donor bank transfers

How major-gift ACH forms work and what donors should expect.

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Written by Antonio Ryckman

Large Donor (ACH) widgets collect gifts by bank debit instead of card. Stripe ACH is typically 0.8% with a $5 cap, which is usually cheaper than cards on large gifts.

  • Default minimum is $500 (your platform may set a different floor)

  • ACH can take several business days to clear; the gift may show pending before completed

  • Failed ACH (insufficient funds, wrong account) appears under failed/pending donations

Connect Stripe with ACH capability during Connect onboarding. If ACH is missing, continue onboarding from Payments or contact support with your connected-account status.

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