Large Donor (ACH) widgets collect gifts by bank debit instead of card. Stripe ACH is typically 0.8% with a $5 cap, which is usually cheaper than cards on large gifts.
Default minimum is $500 (your platform may set a different floor)
ACH can take several business days to clear; the gift may show pending before completed
Failed ACH (insufficient funds, wrong account) appears under failed/pending donations
Connect Stripe with ACH capability during Connect onboarding. If ACH is missing, continue onboarding from Payments or contact support with your connected-account status.